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How old do you have to be for Apple Pay?


apple pay

From what age can you use Apple Pay?

To use Apple Pay, you must be at least 13 years old in the Netherlands. This age limit may vary depending on your bank's terms and conditions. Some banks require you to be at least 16 or 18 years old to independently open a bank account compatible with Apple Pay.

  • Apple ID age requirement: Minimum 13 years old.
  • Bank terms and conditions: Age limits may vary per bank.

apple pay rabobank

What are the conditions for using Apple Pay?

In addition to the age requirement, there are some additional conditions for using Apple Pay:

  • You must have an Apple ID that is registered with iCloud.
  • You need a compatible Apple device (iPhone, Apple Watch, iPad or Mac).
  • Your bank or financial institution must support Apple Pay.
  • You need a valid debit or credit card that can be added to Apple Pay.

If you are younger than 18, there may be restrictions on certain features or maximum transaction limits.


Apple Advice
apple pay apple watch

Can a child use Apple Pay?

Yes, children can use Apple Pay, but this depends on the bank and how the account is set up:

  • Parents can open a bank account for their child and add the card to Apple Pay via the Family Sharing function.
  • Parents can set limits on spending and purchases via the Wallet app.
  • Not all banks support Apple Pay for young people under 18, so check with your bank.

Apple Pay can be a convenient and secure way for children to make small purchases, but it's important that parents supervise the transactions and settings.

Check with your bank for the specific terms and conditions for setting up Apple Pay for young people to ensure everything is set up correctly.


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